01
24 hours
Pre-screen
We collect three months of payslips, three months of bank statements and a current credit report. We verify the affordability ratio, the score, and the household debt-to-income against bank-grade rules.
From first call to keys
Five steps. Roughly five months.
We work to a published process so every buyer knows what is happening, why, and what the next milestone looks like. There is no waiting in silence.
02
Same week
Match to a home
Based on the screen, we match you to the home type your profile actually qualifies for — not the one you hope for. Garage upgrades are priced in at this stage so the bond is sized correctly.
03
5 to 10 working days
Submit to all four banks
The deal goes to Standard Bank, Absa, FNB and Nedbank in parallel. We negotiate rate, deposit and conditions across the four offers and present the strongest one to you in writing.
04
12 to 16 weeks
Build & registration
Construction begins on your unit. Bond registration runs in parallel. You receive monthly site photographs and a written progress note from our project office.
05
On registration
Keys
Final inspection, snag list closed, bond registered, transfer lodged. You collect keys at the on-site sales office and the prepaid meters are activated in your name.
Send the documents