01
24 hours
Pre-screen
We collect three months of payslips, three months of bank statements and a current credit report. We verify the affordability ratio, the score, and the household debt-to-income against bank-grade rules.
From first call to keys
Five clear steps from assessment to ownership.
We work to a published process so every buyer knows what is happening, why, and what the next milestone looks like. There is no waiting in silence.
02
Same week
Assess readiness
Based on the screen, we explain the property price range your profile can responsibly support and identify any credit or affordability work that should happen first.
03
5 to 10 working days
Submit to the banks
When a suitable property is available and the application is ready, the deal is submitted to the major banks. We compare rate, deposit and conditions and explain the strongest written offer.
04
Project dependent
Property & registration
For a new development purchase, construction and registration follow the appointed developer's programme. We keep you informed as the legal and property milestones are completed.
05
On registration
Keys
After final inspection, registration and transfer, the property is handed over and you receive the keys to your new home.
Send the documents